The #1PMChat Prize Puzzle Challenge! November 2019 Wk 2

Think You Can Be The #1PMChat Puzzle Champ? Each week there will be some puzzles for you to solve. Send your answers to win your points and at the end of each month the person with the most points will win a coveted #1PMChat T Shirt! Full details to come next week! Your points will then accumulate and whoever has the most points by the end of July 2020 will be crowned the #1PMChat Puzzle Champ! And win the main prize! Andrew Bradley, also known as @PlaneMirrorArt on twitter, loves devising puzzles, and he has joined with #1PMChat to give you a chance of solving some of his favourites. Are you up to the challenge? Puzzle Number 1 Worth 3 Points Puzzle Number 2 Worth 2 Points Puzzle Number 3 Worth 1 Point Rules of Entry Only entries submitted on the entry form will be valid  It is a free…

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Have You Ever Wondered Why You Do The Things You Do In The Way You Do?

As well as being one of the cornerstones of #1PMChat, Hilary Sims is a Registered Member of the British Association for Counselling and Psychotherapy (BACP) and an Accredited Member of the National Counselling Society (NCS). Here, Hilary again gives her insight into something that many of us are familiar with... How many times do you agree to do things but then when it’s time to do it, you don’t want to do it? Is this because you have a desire to please other people? Why are you putting the desire to please other people above your own desires? Sometimes we want to please other people because we think they will like us more. People will like you for the person you are, not the things you do for them.An example of this is, your friend asks if you could give them a hand next weekend moving some furniture. You say…

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Is The Apprentice bad for business?

Simon Pittman gives a personal view on how an entertainment show might not be good for the business community as a whole The Apprentice – every Wednesday at 9pm on BBC1 – is certainly an entertaining show – however I believe it can give the wrong impression about starting and running a business.Before I begin, I’m aware that it’s an entertainment show – and a lot of things are heavily edited (often to make candidates appear worse, make everything fit within the hour timeslot or to make things more entertaining).However a lot of people watch and gain the impression that is how a business is actually run, or that is the right way to behave. Even more worrying, I think some of the candidates that will be on the show in the next few years will be people who grew up watching The Apprentice (the UK version of which started…

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How You Can Prepare For Making A Mortgage Application

Applying for a mortgage can be a long winded process. Even the most straightforward of applications can see the lender coming back to you for further information several times.There are a number of things you can do in preparation and the earlier the better, 6 months to a year is ideal. By following these few suggestions not only will you stand a better chance of being successful with your application, it will speed things up as well. The very first thing to do is get a copy of your credit report. All lenders rely on this so you need to find out what is being said about you first. Check it thoroughly. If there are any points of contention you will have to contact the company that has filed the information about you, not the credit agency, the credit agency will not help you.One thing that can blow you out…

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Where To Look For Help About Debt

It may seem a little odd that as I am so involved in a business that seeks to introduce people to loan companies, that I should post a blog about debt. Fact is, that while I believe that responsible borrowing and responsible lending can, and do, have a positive role in both personal and business lives, there is definitely another side that needs to be talked about.As of August this year the average credit card debt per household was £2,608. Paying the minimum off on that each month will clear it in just over 26 years. The average household debt including mortgages was over £59K, and per adult over £31K. In all, personal, not business, debt totalled £1,650 Billion. According to a leading mental health charity, about a quarter of suicide or suicide attempts have some form of debt issue involved as a contributory factor.While poor spending habits play a…

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